3. CIT Bank – Platinum Savings
CIT Bank's Platinum Savings account pays a competitive interest rate (4.10% APY) if you keep $5,000 or more in the account. This is a good option if you have a larger amount to save and want to earn more interest. Your money is protected by FDIC insurance.
CIT Bank is known for making online banking easy. You can manage your account and bank from your phone. This account is best if you want to earn higher interest rates by having a bigger balance.

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