RNA Mortgage

Serves Gastonia, NC

35244

Not yet available

4 employees

3 years in business

Not yet available

5.0

Ask this pro about their preferred payment method.

Next Service

Hours

Sun 8:00 am - 9:00 pm

Mon 8:00 am - 9:00 pm

Tues 8:00 am - 9:00 pm

Wed 8:00 am - 9:00 pm

Thurs 8:00 am - 9:00 pm

Fri 8:00 am - 9:00 pm

Sat 8:00 am - 9:00 pm

Credentials

Background Check

Shavita Miller
Completed on 4/15/2024

Introduction

I pride myself on my ability to think outside the box, variety of programs, fast mortgage closing times, and saving my clients more money on closing cost than the big banks. I can work with credit scores from 500 and up. Conventional, FHA, VA, USDA loans and more. I have my preferred realtors as well to match you with.

Q&A

What should the customer know about your pricing (e.g., discounts, fees)?

I'm a mortgage broker so I am paid by the lender not my client. My goal is to match you with the best lender for your specific financing scenario.

What is your typical process for working with a new customer?

I contact the client at their preferred time and review their income, credit, and assets to confirm the maximum purchase price they are able to qualify for. I go over the loan options and rates and generate the preapproval letter. Once my client is under contract for a home I lock in the interest rate with my client and review the loan estimates to make sure it works for my client.

What education and/or training do you have that relates to your work?

I am a licensed mortgage loan officer. NMLS ID 2066407.

How did you get started doing this type of work?

I started in 2020, I was in Business retention for a major client. A friend of mine transitioned to the mortgage industry and told me that I would be great at it. So I researched what a loan officer does. I studied for weeks and did the education courses and then passed the state exam. I hit the ground running after that.

What types of customers have you worked with?

I have worked with clients with scores as low as 500. Clients that need down payment assistance to make their homeownership dream a reality. I have worked more Veterans than anything. I especially love helping our Veterans with this process.

What advice would you give a customer looking to hire a provider in your area of work?

Make sure to ask questions when you are unsure of something.

What questions should customers think through before talking to professionals about their project?

If you are interesting in owning a home and don't know where to start or who to talk to just call me.